Is refinancing worth it?
Compare your current loan to a new one and see your monthly savings and break-even point. No commitment, no info required.
Buying instead? Try the mortgage calculator
Your numbers
Estimated monthly savings
$0
Enter your current balance, rate and years left, plus a new rate, to see your estimate.
Current vs. new loan
This is an estimate for planning only, not a loan offer, rate quote, or commitment to lend. It covers principal and interest only and does not include property taxes, homeowners insurance, mortgage insurance, or escrow. Closing costs and savings vary by loan, lender, and property. Comparing a longer new term to the time left on your current loan can raise your total interest even when your payment drops.
Today’s national averages
A weekly look at where average mortgage rates are across the country, so you have context before we talk about yours.
Current averages are temporarily unavailable. You can see the latest at freddiemac.com/pmms.
30-year fixed
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15-year fixed
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These are national weekly averages for borrowers with strong credit, reported by Freddie Mac’s Primary Mortgage Market Survey and provided by the Federal Reserve Bank of St. Louis (FRED). They are not offers, rate quotes, or Match Point Mortgage FL rates. Your actual rate depends on your credit, down payment, loan program, and property.